Secure your financial future with confidence.
The UK retirement cash-flow planner. Master your multi-pot pensions, ISAs, and state benefits.
Built to simplify Retirement Planning
Most tools don't cut it for modern UK retirement. We handle the hard parts so you don't have to.
Multi-Pot Pensions
Model multiple workplace and private pensions with unique starting ages and drawdown rates.
Dual-Person Planning
Perfect for couples. Model joint income, state pensions, and inheritance scenarios seamlessly.
Tax-Smart Engine
Automatic UK personal allowance and basic rate tax calculations on all drawn income.
Interactive Charts
Visualize your wealth depletion and annual spendable income over a 40-year horizon.
PDF & Word Reports
Generate professional institutional-grade reports to share with advisors or family.
ISA & Savings
Model tax-free bridge income from ISAs to complement your taxable pension drawdowns.
Insights at your fingertips
Our intelligent dashboard analyses your data to provide smart insights on viability, tax efficiency, and drawdown safety.
- ✦ Dynamic wealth depletion tracking
- ✦ Year-by-year cashflow breakdown
- ✦ Smart sustainability alerts
- ✦ Real-time scenario comparisons
Simple, Transparent Pricing
Start free, upgrade only when you need unlimited power-user features.
Full simulation, no account needed
- ✓ Full retirement cash-flow simulation
- ✓ Interactive charts & projections
- ✓ Smart insights dashboard
- ✓ Annual cashflow table
- ✓ UK tax & state pension modelling
Billed annually, 2 months free. Up to 10 plans.
- ✦ Everything included in Free tier PLUS
- ✦ Save and load up to 10 retirement plans
- ✦ Update & rename saved plans
- ✦ Compare different scenarios
- ✦ Early access to new features
Billed annually, 2 months free. Up to 100 plans.
- ✦ Everything included in Personal tier PLUS
- ✦ Save and load up to 100 retirement plans
- ✦ Ideal for financial planners